Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://www.bookmarks4all.win/when-client-payments-stall-freelancers-can-use-a-rolex-as-collateral-to-cover

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender assesses the model, condition and market price, then sets a loan amount