If your 2026 renewal notice felt like a punch to the gut, you aren’t alone....

https://www.mediafire.com/file/pj5s9xbjfi4owgx/pdf-16603-81691.pdf/file

If your 2026 renewal notice felt like a punch to the gut, you aren’t alone. Small businesses are increasingly squeezed by rising premiums and have very little leverage to negotiate with big carriers. It is time to look at the math differently