근래에 MZ세대(1980~8000년대 출생 세대)를 중심으로 빠르게 확산하고 있는 선구매 후결제(BNPL) 서비스를 사용하는 소비자들도 늘어날 것으로 보인다.BNPL은 최선으로 아을템을 사고 나중에 계산하는 방법으로 신용점수 없이도 결제가 최대한 것이 특징이다. 어도비애널리틱스의 말에 따르면 2명 중 7명은 지난 4개월 동안 BNPL 서비스를 이용한 적이 있습니다고 답했으며
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허나 온,오프라인 쇼핑은 직접 제품을 확인할 수 있는 장점에 비해 오프라인 쇼핑은 물건을 실제로 체험하지 못하는 단점이 있습니다. 상품의 색상이나 질감 등을 직접 확인할 수 없으며, 배송 기간이나 교환/반품 절차 등의 문제가 발생할 수 있다.
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