Small businesses can shop off-exchange with a licensed broker, compare...

https://jaidenqzwn120.huicopper.com/small-business-health-insurance-for-part-time-employees-rules-options-and-compliance

Small businesses can shop off-exchange with a licensed broker, compare small-group plans directly through carriers, or consider an HRA for individual coverage. Before weighing prices, check whether employees’ doctors and hospitals are in-network.